Winter 2008

The Squirrel & the Grasshopper

Read to the end, I know we could all substitute the animals in this, quite clever……..


The squirrel works hard in the withering heat all summer long, building and improving his house and laying up supplies for the winter.[Read more …]

You diversify your investments… so shouldn’t you diversify your debt?

If you have ever sat down with a financial planner and discussed a wealth creation plan, you would have heard them say: “Don’t put all your eggs in one basket”. The best way to structure your investments may be to spread your exposure across property or property trusts, shares, cash and annuities. [Read more …]

Rates coming down; Global credit crisis; What does it mean for business…

The first signs are evident from all reports that the next move by the Reserve Bank will be downwards, some saying .5%, but I would be more inclined to expect a rate decrease of .25%.[Read more …]

Back to the 70’s

An interesting observation was made the other day regarding credit availability in the next 2 years.Over the past 10 years, the lenders demand to put volume on their books has seen the need for volume override traditional credit standards.[Read more …]